Newport News Roofers: Article About Filing A Claim For Roof Repair
If a roof has been damaged due to a storm, falling tree or even a house fire, it will typically be necessary to file an insurance claim with the homeowner's insurance company to have the roof either repaired or replaced. Dealing with both the insurance company and the roofing company can be a bit of a daunting task. However, by following a few simple steps and working only with experienced Newport News roofers, the roof repair can be a relatively stress free process.
The first step in having the roof repaired with the insurance company is to file a claim. The most important thing is not to wait to file the claim. A damaged roof can cause a great deal of secondary damage to a home if left unattended. For example, a roof that has holes or even small leaks can allow water to seep into the infrastructure of the home. This can cause mold and mildew to grow inside the walls and can damage the flooring. If a damaged roof is not reported to the insurance company right away, they could refuse to pay a claim because the homeowner allowed the damage to worsen instead of immediately dealing with the problem.
Once the claim has been filed, the homeowner will need to get estimates for repair.
Newport News roofing company would be happy to answer any questions you have about siding or windows.
Some insurance companies have certain roofing repair companies they are contracted to work with. If this is the case, it is a good idea to get another independent estimate to compare with the one provided by the contracted roofing company. If the independent estimate is in line with the contracted roofing company's, this is a good sign that the contracted company has provided a fair estimate for the repair. If the insurance company does not have a contracted roofer, the homeowner will need to get at least three estimates from different roofing companies in order to obtain a fair cost comparison.
When reviewing the estimates, it is important to know exactly what type of roofing material will be used and how it will be installed. The roofing material should be as good as what was originally applied to the roof. It is also important to determine if energy efficient properties will be applied, such as ridge vents or turbines, to ventilate the attic area below the roof. An experienced roofing company will be able to make suggestions for a new roof repair that will be both a beautiful addition to the home as well as energy efficient.